CPP split and GIS calculator plus involuntary separation

If spouses are involuntarily separated as one is in a care home for example, reversing spousal CPP split to the spouse in the care home when that was advantageous could increase the GIS by about $200 a month. 

Watch to make sure that not splitting the CPP doesn't increase the tax beyond what you'd expect, about 10%, in my example, their tax went up $500, in exchange for $4,800 of GIS...and definitely watch out for the potential for OAS repayment on line 422 of your tax return. 

If you want to try out your numbers, use TurboTax Online for free, just use SIN # 000000000 to run a trial return for both spouses for free.  You don't pay unless you file.

Take out your OAS before using this calculator (click above on the title to access the calculator and calculate for single instead of married if involuntarily separated)

Also complete
SC ISP-1811 Statutory Declaration - Separation of Spouses/Partners
NCC001 Statement for OAS and CPP Involuntary Separation
Applications for GIS for prior years
3025 (2009)
3026 (2010)

You can call for forms, 1-800-277-9914 or find the forms online and some are even fill-able online to print and send, saves on handwriting the information.

Click on Home page, select Forms from other on the right side,
then find the Forms page link to search for forms.
If you just search on the main website, none of the forms come up.

Alternatively: Click here for the direct link to the Service Canada Forms and type those form numbers in the search box.

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